Will I be ready to retire?
Time flies and you suddenly become more aware that you are approaching a phase in your life when you will want or need to be considering retirement; either full retirement from work or a phased approach whereby you will be working fewer hours than at present.
You start to think moreso about your pension planning.
At Hayden Kilkelly we are regularly approached by clients seeking pension advice, often asking us whether they should consolidate their pension arrangements in order to simplify matters.
But whilst they’re asking for pension advice, what they really want to get their heads around is
- ‘How are we set financially for retirement?’;
- ‘Will we have enough money to sustain our lifestyle in retirement?’
- What they are seeking to do is get their ‘financial ducks in a row’ and prepare for retirement.
We need to create a picture of what you would like your retirement to look like.
- How will you be choosing to spend your time?
- Where will you be?
- What will you be doing?
- What lifetime aspirations have you yet to fulfil and can we make these happen in early retirement?
- Together we will try to work out ‘How much is enough?’ And ‘by when do we need to have this finance in place?’
Our lifetime financial planning forecasting service applies here, turning numbers into pictures to enhance your understanding of what you have and what you need, and by when.
Our award winning advisory process will shed light and illuminate your financial future.
This is the key value that you will obtain.
Yes, of course we will advise you with regards to your pensions. But our pensions advice to you will be better and smarter for having first considered your bigger picture.
